How to use
- Fill in both parties and key terms in the form.
- Generate the draft and edit clauses freely.
- Create the PDF, rename if needed and download.
FAQ
Is the generated agreement legally binding?
The template follows general practice and is for reference only. It becomes binding once properly signed; consult a lawyer for important matters.
Can I edit the contract text?
Yes. After generating the draft you can edit the full text — add, remove or rewrite any clause — before creating the PDF.
Is my data uploaded?
No. Form data and PDF generation stay entirely in your browser and disappear when you close the page.
About this IOU (Debt Note)
This tool generates a well-formatted IOU (Debt Note) (Chinese jurisdiction) from a simple form: fill in key details, edit the full draft text freely, then export a cleanly typeset PDF (centered title, bold clause headings, right-aligned signature block). Everything runs locally in your browser — nothing you type is ever uploaded. Templates follow common practice in mainland China and are for reference only, not legal advice.